Financial Services
Striata technology enables the following to be included in a single securely encrypted email attachment:
- Multiple accounts (summary and detail) can be consolidated into a single email.
- Check images.
- A PDF print version of all documents.
- Mortgage and other loan calculators.
- Call-back & query submissions.
- BillPay (if a payment is required).
- Embedded data files (these can be included for easy upload into home and small business accounting applications).
- Regulatory inclusions.
- Personalized marketing: email provides an ideal format to communicate personalized messages, as well as targeted up- and cross-sell opportunities.
Insurance
Unlike paper policies where the expense of printing and posting is
repeated with each policy change, the savings from delivering ePolicies
can be realized again and again.
eDocument advantages for the insurance industry
- Proven user adoption methodologies ensure dramatic paper turn-off savings.
- Significant, immediate ROI.
- Promotes customer retention by providing unique market differentiation.
- Adds new touch points that bypass Do Not Call and Do Not Mail lists, providing valuable cross-sell opportunities.
Telecommunications
There are two email encryption options for this type of detailed billing, however most of our current Telco billers utilize our Striata Encrypted technology.
Advantages that make Striata Encrypted technology ideal for Telco applications:
- The attached email bill is highly compressed.
- The 'shared secret' challenge can be two-fold, enabling a very high level of security.
- Authentication is offline.
- The offline bill can be opened in any a browser.
- Multiple file types can be packaged within the HTML view.
- The HTML nature of the opened email bill allows for full 'mini offline website' functionality.
- Striata BillPay allows for ultra-secure one-click ACH, debit & credit card payment, directly from within the email bill.
- The eBill attachment remains encrypted even once saved onto the local computer.
- Email billing uses two factor authentication bank grade encryption.
Utilities
Utilities that have implemented email billing as part of their paperless strategies are seeing a surge in electronic payments and paper turn off
Advantages of email billing for the utilities industry
- Proven user adoption methodologies ensure dramatic paper turn-off savings.
- Encourages faster one-click payment from within the bill itself.
- Significant, immediate ROI.
- Provides billers with cost effective cross / up sell and effective transpromo marketing opportunities.
- Does not require any upfront consumer action, nor requires customers to change their behavior in any way.
- Does not require the consumer to visit a website, choose or remember login information.
- More secure than paper or web based billing.
- Paper turn off.

ROI was achieved in 8 months and the results were so impressive that a decision was made to roll out the solution to all retail divisions.
When insurance in Massachusetts was deregulated, Plymouth Rock needed a way to differentiate themselves from larger insurers with significantly higher marketing budgets.
Plant Telecommunications, an independent telco company based in South Georgia, has implemented Striata’s highly secure and easy to use eBill Presentment and Payment solution. This has fundamentally enhanced the billing and payment process, reducing costs and improving customer service.
CPS Energy implemented Striata’s highly secure and easy to use eMail Invoice Presentment and Payment (EIPP) solution with the aim to provide its business customers with a commercially focused electronic invoicing system.