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17 October 2006 |
| Newsflash #48 |
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In our main article this week, we discuss Inbound Email Management for North American Utilities.
Before I begin though, Striata is very proud to welcome two new North American billers to its portfolio of customers here in the USA.
Selective Insurance:
 Will be using Striata Secure PDF 'push' email bill presentment to deliver their consumer bills and Striata BillPay (in conjunction with ORCC) to take electronic payment, directly out of the secure email documents. Selective Insurance: The 47th largest property and casualty (P&C) company in the U.S., Selective is a customer-focused, regional company providing a broad range of insurance and alternative risk management products and services. Through other subsidiaries, the company offers claim management services; human resources administration services; and risk management products and services. Selective's value-added products and services are offered to businesses, public entities and individuals through approximately 750 independent agents in 20 Eastern and Midwestern states.
Sierra Health Services:
 Will be using Striata Secure PDF 'push' email invoice presentment & payment (in conjunction with Western Union Speedpay) to deliver their invoices and take payment from business customers. Sierra Health Services, Inc. is a diversified healthcare company that, through its subsidiaries, provides and administers the delivery of managed care benefit plans for employers, government programs and individuals. In addition to health maintenance organizations and medical groups, Sierra's subsidiaries currently offer a preferred provider organization, health and life indemnity insurance, behavioral healthcare services, third-party administration for self-insured companies and multi-specialty medical groups. Sierra is headquartered in Las Vegas, Nevada.
Regards,
Garin Toren |
| Inbound Email Management for North American Utilities |
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I recently presented a Utility case study at the EMACS conference in Chicago. (Feel free to contact me for a copy). The focus of the conference was customer satisfaction and marketing for the North American utility industry.
While I was there, I was fortunate enough to engage in many very interesting discussions with senior utility industry leaders on the topic of how utilities are handling email, both inbound & outbound.
The vast majority (almost all in fact) acknowledged that there was a significant increase in customer email enquiries over the past 12 months, and that they were handling these on an ad-hoc basis, without a system, strategy and minimal or no reporting. Volumes are however reaching a point where this customer service channel can no longer be effectively serviced in this manner.
Further to this, is the fact that handling email enquiries is actually more cost effective than taking a phone call. (See this previous article.)
Similarly to incoming call technology progress over the past 15 years, all billers are going to need to move towards being able to handle incoming mass email, fax and mobile phone messages in a systemized, efficient & reportable manner.
The goal is to have a single capability for BOTH your OUTBOUND and INBOUND non-voice communications.
As a utility in this age of electronic communication, you need to (and may already be):
- Sending mass customer communication via email.
- Receiving a large number of consumer email enquiries.
- Receiving & sending faxes.
In order to effectively manage and combine these, having a single solution to manage and report on these activities is the ideal scenario.
(Note - Your customers below the age of 30/32, are all also extensively using mobile phone text messaging (SMS) as an active communication channel. There are massive cost savings for billers who capture their customer's mobile phone numbers. A perfect example is outage notifications. You can significantly reduce the number of inbound outage phone calls in this manner.)
The market leading solutions offer the following:
- Email, Fax & SMS single channel workflow
- Proven, referenceable methodologies / strategies
- International experience (These channels abroad are +/- 3/4 years ahead of the USA.)
- Complete outsourced ASP technology (No software, hardware infrastructure for the biller)
- CIS / CRM 'loose' integration
- Redundancy & backup
- Auto responses
- Detailed, auditable reporting:
- Number of inbound & outbound messages (total, per CSR, per CRS group);
- Escalations and their completeness;
- Number of completed 'tickets';
- Average time to response; etc.
It is advisable to begin with a single medium, inbound email for example, and add other types over time, or as your customer base demands them. The best providers offer these services on an outsourced per message basis, making take-on of such a solution, even at low volumes, easy & cost effective. |
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(c) 2006 Striata North America. Contact us for reprints/story use at info @ usa.striata.com, or call +1 88 88 USAPAY.
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